Browse our home loans guide at Future Home Loans — explore mortgage options, refinancing insights, loan comparisons, and tips to help you get the right financing for your home.
A Season of Gratitude — and Giving Back The holiday season is the perfect time to reflect on what matters most — family, community, and connection. At Future Home Loans, we believe gratitude isn’t just a feeling; it’s an action. Whether it’s helping a neighbor, supporting a local cause, or simply saying “thank you,” small […]
Ways to Show Thanks During the Holiday Season Read More »
The Hidden Trap for Self-Employed Borrowers If you’re self-employed, getting approved for a mortgage can feel like climbing a mountain with a calculator in hand. Many applicants get denied not because they can’t afford the home—but because their true income picture isn’t accurately represented. As Loan Officer Cherie Ford explains: “The #1 mistake self-employed borrowers make is not
Self-Employed Borrowers: Two Success Stories That Prove Expertise Matters Read More »
Discover why the fourth quarter can be one of the best times to buy a home, from motivated sellers to less competition, and how Future Home Loans can help you secure the right mortgage before the new year. While many buyers pause their search during the holidays, serious opportunities often open up. The fourth quarter
Scary Rates? Here’s the Fix — And Why Now’s the Time to Shop! Read More »
Discover why the fourth quarter can be one of the best times to buy a home, from motivated sellers to less competition, and how Future Home Loans can help you secure the right mortgage before the new year. While many buyers pause their search during the holidays, serious opportunities often open up. The fourth quarter
Why Q4 is a smart time to buy a home Read More »
Why Loan Options Matter for First-Time InvestorsInvesting in real estate is one of the fastest ways to build long-term wealth, but the financing strategy you choose can make or break your success. Whether you are buying your first rental property in Jacksonville Beach, renovating a home in Melbourne, FL, or exploring short-term opportunities in Savannah,
First-Time Investor Loan Options in Florida & Beyond Read More »
When you apply for a mortgage, one of the most important people involved in your loan – though you may never meet them- is the Underwriter. An underwriter’s role is to carefully review your income, credit, assets, and the home you want to buy to make sure everything meets lender and investor requirements. Put simply:
AI in Mortgage Underwriting: What’s Changing in 2025 & Beyond Read More »
Don’t Let VA Loan Myths Cost You a Home As a Veteran-Owned & Operated mortgage brokerage, we meet countless Veterans and military families who are hesitant to use their VA loan benefits. Why? Because of misinformation that’s been passed around for years. It’s time to clear the air. Here are the 10 biggest VA loan
VA Loan Myths: Busted! Read More »
Emily’s Journey For nearly a decade, Emily rented a small two-bedroom apartment. Every month, her rent check felt like money disappearing into thin air. She dreamed of owning a home, but with student loans, credit worries, and the belief that she’d need a huge down payment, the idea seemed impossible. One day, a friend suggested
From Renter to Owner: Read More »
Let’s be real for a second. When most people picture a mortgage professional, they probably don’t envision a woman balancing a conference call while multitasking making dinner for three hungry boys. But that’s my reality. And it’s one I embrace with pride, humor, and a glass of wine. I’ve been in the mortgage world since
Breaking the Mold: A Woman’s Perspective in the Mortgage Industry Read More »
Life moves fast. We get caught up in work, goals, problems, and plans for “someday.” But here’s the hard truth-none of us know how many days we get. The people we care about the most need to hear it-not just assume it. Don’t Wait Until It’s Too Late Too often, we don’t say what matters
Make Sure the People You Love Know You Love Them Read More »