How may we help?
Home Loan Process
Learn about our home loan process. Our mortgage brokers are ready to help you get started. Give our Jacksonville office a call to get started!
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. It is recommended that you get pre-approved before you start looking for your new house so you:
1. Look for properties within your range.
2. Be in a better position when negotiating with the seller (seller knows your loan is already approved).
3. Close your loan quicker