Discover our first time home buyer guide on Future Home Loans — real stories, expert advice, financing tips, and step-by-step support to simplify your home buying journey.
A Season of Gratitude — and Giving Back The holiday season is the perfect time to reflect on what matters most — family, community, and connection. At Future Home Loans, we believe gratitude isn’t just a feeling; it’s an action. Whether it’s helping a neighbor, supporting a local cause, or simply saying “thank you,” small […]
Ways to Show Thanks During the Holiday Season Read More »
The Hidden Trap for Self-Employed Borrowers If you’re self-employed, getting approved for a mortgage can feel like climbing a mountain with a calculator in hand. Many applicants get denied not because they can’t afford the home—but because their true income picture isn’t accurately represented. As Loan Officer Cherie Ford explains: “The #1 mistake self-employed borrowers make is not
Self-Employed Borrowers: Two Success Stories That Prove Expertise Matters Read More »
Discover why the fourth quarter can be one of the best times to buy a home, from motivated sellers to less competition, and how Future Home Loans can help you secure the right mortgage before the new year. While many buyers pause their search during the holidays, serious opportunities often open up. The fourth quarter
Scary Rates? Here’s the Fix — And Why Now’s the Time to Shop! Read More »
Discover why the fourth quarter can be one of the best times to buy a home, from motivated sellers to less competition, and how Future Home Loans can help you secure the right mortgage before the new year. While many buyers pause their search during the holidays, serious opportunities often open up. The fourth quarter
Why Q4 is a smart time to buy a home Read More »
Recently, discussions about “THE FED” and its interest rate decisions have become increasingly commonplace. But who exactly is THE FED, and what do its interest rate adjustments mean for everyday consumers, particularly those in the housing market? Understanding the Federal Funds Rate At the heart of THE FED’s interest rate decisions lies the Federal Funds
Demystifying THE FED: Understanding Interest Rates and Mortgage Implications Read More »
Remind me one more time… What’s an HOA? HOA stands for Homeowners Association, and is a non-profit organization made of volunteers and a governing body that sets budgets for common use spaces and creates and enforces rules and regulations for home subdivisions and/or condominium complexes. When you purchase a home in a place with an
The newest member of the FHL team gives a personal account of first time home buying with Future Home Loans.
First time home buyer tells all: Pt I Read More »