As the holiday season approaches, many homeowners shift their focus to family, festivities, travel, and gift-giving. But there’s one more item worth adding to your pre-holiday checklist—your mortgage. A quick mortgage checkup before the holidays can put you in a stronger financial position heading into the new year, potentially reduce your monthly costs, and help […]
Mortgage Checkup Before The Holidays Read More »
Serving Those Who Served At Future Home Loans, service isn’t just a word—it’s our foundation. As a veteran-owned mortgage company, we understand the commitment, sacrifice, and strength it takes to serve. This Veterans Day, we pause to honor every veteran and active-duty service member who has protected our freedom and our way of life. Our mission
Honoring Our Heroes: A Veterans Day Message from Future Home Loans Read More »
A Season of Gratitude — and Giving Back The holiday season is the perfect time to reflect on what matters most — family, community, and connection. At Future Home Loans, we believe gratitude isn’t just a feeling; it’s an action. Whether it’s helping a neighbor, supporting a local cause, or simply saying “thank you,” small
Ways to Show Thanks During the Holiday Season Read More »
The Hidden Trap for Self-Employed Borrowers If you’re self-employed, getting approved for a mortgage can feel like climbing a mountain with a calculator in hand. Many applicants get denied not because they can’t afford the home—but because their true income picture isn’t accurately represented. As Loan Officer Cherie Ford explains: “The #1 mistake self-employed borrowers make is not
Self-Employed Borrowers: Two Success Stories That Prove Expertise Matters Read More »
The Fear Is Fading: Rates Are Finally Improving After months of spooky headlines about “scary” mortgage rates, there’s finally a reason to smile — rates are trending down across the country, including right here in Jacksonville and the First Coast. This shift means opportunity. As rates improve, your buying power increases, and smart homebuyers are getting pre-approved now before the spring
Scary Rates? Here’s the Fix — And Why Now’s the Time to Shop! Read More »
Discover why the fourth quarter can be one of the best times to buy a home, from motivated sellers to less competition, and how Future Home Loans can help you secure the right mortgage before the new year. While many buyers pause their search during the holidays, serious opportunities often open up. The fourth quarter
Why Q4 is a smart time to buy a home Read More »
Why Loan Options Matter for First-Time InvestorsInvesting in real estate is one of the fastest ways to build long-term wealth, but the financing strategy you choose can make or break your success. Whether you are buying your first rental property in Jacksonville Beach, renovating a home in Melbourne, FL, or exploring short-term opportunities in Savannah,
First-Time Investor Loan Options in Florida & Beyond Read More »
Don’t Let VA Loan Myths Cost You a Home As a Veteran-Owned & Operated mortgage brokerage, we meet countless Veterans and military families who are hesitant to use their VA loan benefits. Why? Because of misinformation that’s been passed around for years. It’s time to clear the air. Here are the 10 biggest VA loan
VA Loan Myths: Busted! Read More »
Emily’s Journey For nearly a decade, Emily rented a small two-bedroom apartment. Every month, her rent check felt like money disappearing into thin air. She dreamed of owning a home, but with student loans, credit worries, and the belief that she’d need a huge down payment, the idea seemed impossible. One day, a friend suggested
From Renter to Owner: Read More »
Let’s be real for a second. When most people picture a mortgage professional, they probably don’t envision a woman balancing a conference call while multitasking making dinner for three hungry boys. But that’s my reality. And it’s one I embrace with pride, humor, and a glass of wine. I’ve been in the mortgage world since
Breaking the Mold: A Woman’s Perspective in the Mortgage Industry Read More »