Future Home Loans: Today's VA Mortgage Rates Explained

Today's Mortgage Rates

As of: July 27, 2026

VA Home Loan

The current mortgage rates for Future Home Loans’ VA Home Loan product offer competitive financing options to eligible veterans and service members. Please see the details below for today’s specific rates and terms.

VA loan rate: 5.75%*

APR: 6.175%*

Points: 1.44

**Based off VA 30 year fixed loan with 740 Fico score and borrower eligibility. Scenario updated as of 07/06/2026. Rates and APR are subject to change. NMLS 1621953 Equal Housing Lender.