Licensing & Legal Discosures
LICENSING & LEGAL DISCLOSURES
Future Financial DBA Future Home Loans | NMLS #1621953 | Equal Housing Lender
224 3rd St N, Jacksonville Beach, FL 32250
Last updated: July 2025
Future Home Loans is a licensed mortgage brokerage offering home financing solutions in the following states. Below are the required disclosures and licensing information for your reference.
This is not a commitment to lend. All loans are subject to credit and property approval. Terms, conditions, and programs are subject to change without notice. Not all applicants will qualify.
Licensed in:
Florida, Georgia, Alabama, Tennessee, South Carolina, North Carolina, Texas, Colorado, California, Arizona, Kentucky, Indiana, Virginia, and Ohio.
FLORIDA
Licensed as a Mortgage Broker by the Florida Office of Financial Regulation.
Florida Mortgage Broker License #MLD2680
GEORGIA
Licensed by the Georgia Department of Banking and Finance.
ALABAMA
Licensed as a Mortgage Broker by the Alabama State Banking Department.
TENNESSEE
Licensed by the Tennessee Department of Financial Institutions.
SOUTH CAROLINA
Licensed by the South Carolina Board of Financial Institutions.
NORTH CAROLINA
Licensed by the North Carolina Commissioner of Banks.
TEXAS
Licensed by the Texas Department of Savings and Mortgage Lending.
Texas Disclosure (Full Version):
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
COLORADO
Licensed by the Colorado Division of Real Estate.
CALIFORNIA
Loans made or arranged pursuant to a California Finance Lenders Law license.
ARIZONA
Licensed Mortgage Broker under the Arizona Department of Financial Institutions.
KENTUCKY
Licensed as a Mortgage Broker by the Kentucky Department of Financial Institutions.
INDIANA
Licensed under the Indiana Secretary of State, Securities Division.
VIRGINIA
Licensed by the Virginia State Corporation Commission – License #MC-7265
OHIO
Licensed under the Ohio Residential Mortgage Lending Act by the Ohio Department of Commerce, Division of Financial Institutions.
EQUAL HOUSING LENDER DISCLOSURE
We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant’s income is derived from any public assistance program.
NMLS CONSUMER ACCESS
To verify our licenses or individual loan officer licensing, please visit: www.nmlsconsumeraccess.org
