Deborah Melendez
Mortgage Broker Florida
NMLS # 1666122
About Me
Hi, I’m Deborah! As a Florida-based Loan Officer, I’m passionate about helping individuals and families feel confident and prepared when financing a home.
I understand that choosing a mortgage is one of the most important financial decisions you can make. That’s why I take the time to listen to your goals, explain your financing options clearly, answer your questions, and keep you informed throughout the process. Whether you’re purchasing your first home, moving into your next one, investing in real estate, or exploring refinancing options, I’m committed to providing honest guidance, dependable communication, and personalized support from application through closing.
As a Realtor® as well, I bring valuable knowledge of the real estate process to my work as a Loan Officer. This allows me to understand both sides of the transaction, anticipate common challenges, and help create a smoother experience for my clients.
I’m also a wife and proud mother of four. When I’m not helping clients with their home financing or showing homes, you can usually find me chasing my kids around the beach, shopping, boating, or soaking up the Florida sunshine. I’m a beach girl at heart, and anywhere warm and tropical feels like home.
Hablo español and proudly serve homebuyers and homeowners throughout Florida. I would be honored to help guide you toward your home-financing goals.
What sets us apart
- Quick turn around times (currently, we are at a 17 day turn time from start of application to a clear to close.)
- We are a "One-Stop" Shop - 100's of financing options for your home loan needs
- Having multiple lenders allow us to offer the best rate available
- Credit scores down to 500 considered for FHA and VA loans
- We offer virtual closings if you will be traveling or are relocating from out of town. Our website is set up with you in mind.
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Jacksonville
224 3rd Street North, Jacksonville Beach, FL 32250
Let's Talk
813-507-9941
Email Me
dmelendez@future.loans