Trey Pennington

Mortgage Broker - North & South Carolina

NMLS #1490738

Trey was the best person I have worked with on a home mortgage. Always answered my emails or text and he went out of his way to help my husband and I. Very knowledgeable and patient. He worked with us for over a year. Amazing.

Angie from Charlotte, NCAmazing!

I know there is a lot of good , professional loan officers in the business, but Trey Pennington is the best. I just bought a house and Trey was with me through every step of the process. I got an interest rate that was much lower than my expectations. He has one of those rare personalities that will make you feel like you've known him all your life. I highly recommend him to anyone buying a home.

Ashley T. from Charlotte, NCThe best!

Trey Pennington is unequivocally the best loan officer I have ever worked with. Thank you, Trey, for your time, patience, and ability to get us the best rate available.

James Crosten from Charlotte, NCSuperior Customer Service

About Me

The future is here, and it’s bright. Whether you are planning to purchase your first home, refinance your current mortgage, buy an investment property or a second vacation home, Future Home Loans is here and eager to assist you reach your financial goals. We have over 1,000 5-star online reviews, and an A+ rating by the BBB. By working with a team of experts with top industry knowledge, you can guarantee a seamless process handled by the industries very best. Our team prides itself on its top-bar service, dedication to a timely transaction, and holding our family-feel values above all else.

We value technology, and by doing so, ensure that you have a seamless experience. We have tools to calculate mortgage payments, virtual calendars to set up appointments, and a fast and secure application to start the process. If you have any questions or concerns, please feel free to reach out to me via phone or email and I’ll be happy to assist. I’m here for you and very excited about our future together!

What sets us apart

Quick turn around times (currently, we are at a 17 day turn time from start of application to a clear to close.)
We are a "One-Stop" Shop - 100's of financing options for your home loan needs
Having multiple lenders allow us to offer the best rate available
Credit scores down to 500 considered for FHA and VA loans
We offer virtual closings if you will be traveling or are relocating from out of town. Our website is set up with you in mind.

Digital Magazines

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HEADQUARTERS

442 South Main Street, Suite 10, Davidson, NC 28036

Let's Talk

704.438.6051

Email Me

trey@future.loans

Here if you need us.

Let’s get started.