Why You Should Move To North Florida - Future Home Loans
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6 Reasons Why You Should Move To North Florida

Florida has its perks: sunny beaches, warm climates, and big savings for residents! But do you still find yourself debating whether or not you are ready for the move to the Sunshine State? Here are six reasons why you should, and specifically make that move to North Florida. 


A Warm, Sunny Climate

It goes without saying that Florida offers its residents a year-round (in some areas!) sunny and warm climate! Many out-of-state residents travel far and wide to take in the breathtaking beaches and shores. Different parts of coastal Florida have different views when it comes to their shores. The further south you go, the more of a tropical climate you will experience! Gulf shores will provide you with more crystal clear waters, while on the Atlantic coast (while still beautiful!) it will be more murky. While the nationwide average of sunny days in the United States is 205 days, you will find that our sunny Jacksonville Beach supplies you with higher than average sunny days, at 217 sunny days a year! Jacksonville’s climate also features “seasons” — Florida seasons that is! During winter months, the highs and lows can get down to that of the 30s!

No State Income Tax

Is your current state draining your accounts with income tax? Another perk of living in the Sunshine State is that there is no state income tax!  Not sure if your state has this? Only seven states, as of 2020, levy no personal income tax. Some states tax up to 13.3% of your income for this tax — meaning, Florida can save you big!  What would those savings mean to you? With the current median home price in North Florida sitting slightly below $200,000, these tax breaks could get you in the home of your dreams sooner!

Vacation Where You Live

As we mentioned, many people travel far to vacation in Florida! Being a resident means you do not have to! Our many beaches, theme parks, and attractions (also sports teams!) means there are hundreds of vacation options for you — all within a few hours drive. Looking for a comprehensive list of things to do and see in Florida, and the North Florida area? Coming soon to a blog near you! 

Savings In The Sunshine State

Are you a first-time home buyer? A first-time home buyer is someone who hasn’t owned and occupied a home in three years, or hasn’t ever purchased a home at all. In Florida, first-time home buyers have exclusive benefits including down payment assistance programs to get you into your first home! As we mentioned above, the current median home price in the Jacksonville, Florida area is slightly under $200,000 — Jacksonville is also the highest populated city in the state, yet with it being the largest city in the country, it doesn’t feel overpopulated. Compared to that of other vastly populated areas in Florida, the Jacksonville area offers the city-feel (not to mention the beach too!) and major affordability. Following Jacksonville population-wise is Miami. The median home price in the Miami area is at $370,000, and with Tampa following that at $251,000, it goes without saying that Jacksonville not only offers an extremely affordable cost of living but also the Florida-feel.


While major cities and tourist destinations can cost a pretty penny, the majority of the Sunshine State is extremely affordable. Goods and services, healthcare, and housing in Florida all fall under the national average, with North Florida falling under that of the state average. 

Gorgeous Beaches: Need We Say More?

It goes without saying that Florida has some of the most beautiful beaches in the U.S.A. Some of which are award winning! Clear water, fresh white sands, and sunny skies are some of the many reasons why people long to relocate to Florida. 

Are you sold yet? Florida offers many perks to individuals, and homeowners. From the warm and sunny climate, to the affordability of the state, the Future Home Loans team is ready to get you ready for your move to North Florida and find the home of your dreams! Contact us today to get started, and check out our Florida Living Relocation Guide on our website! 

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