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The No DTI Loan Program Explained

Are you dreaming of homeownership but worried that your debt-to-income (DTI) ratio might hold you back? You’re not alone. Many prospective homeowners face the challenge of balancing their debt obligations with the desire to own a home. Thankfully, the No DTI Loan Program offers a solution, opening doors to homeownership for individuals who might otherwise

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Unlocking Opportunities with Lock and Shop

In the ever-evolving landscape of mortgage lending, borrowers are often faced with the challenge of securing favorable interest rates amidst fluctuating market conditions. Fortunately, a solution provides peace of mind and flexibility: Lock and Shop. Let’s delve into what Lock and Shop entails, how it benefits borrowers, and its significance in a higher rate environment.

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3 Stand Out Facts You Didn’t Know About Jumbo Loans

In the current housing market, many homes require financing that falls outside of the conventional conforming loan types. Jumbo loans are a mortgage loan type used for properties that lie outside the limits of conventional conforming loans. The current maximum amount for a conforming loan (such as conventional) varies by county, state, and lender but

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5 Major Shifting Housing Trends Amid COVID-19 Pandemic

2020 has been a year of changes, development, and growth within the real-estate industry resulting in major shifting housing trends. With so much going on within the country, you may be wondering how the impacts of the crisis are causing change within real estate trends, and Florida housing trends. Surprisingly enough, the current market average

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First-Time Buyer On The Space Coast: Avoid These 3 Mistakes!

Ready to buy your first home on the Space Coast, but not sure where to start? Being a first-time home buyer can be challenging; not knowing where to start, having questions regarding the process, and determining if you’re eligible can seem overwhelming. That’s where the Future Home Loans team is prepared to step up for

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