In 2020’s new environment, fueled by the COVID-19 Pandemic, there are many questions surrounding purchasing a new home in today’s market. Is now the right time for you and your family? In this new environment, some find home purchasing easier with more accessibility to digital access, while others find it a more challenging atmosphere to …
Being a first time home buyer can be confusing; not knowing where to start, having lots of questions about the process, and determining your eligibility can be overwhelming. The Future Home Loans team, locally owned and operated in Jacksonville Beach, is here to guide you through the process! Let’s take a look at three major …
First time home buyer in North Florida? Avoid these 3 mistakes! Read More »
Are you a Veteran? Do you currently have a VA-backed home loan in Florida? Would you like to reduce your monthly mortgage payments? Then an Interest Rate Reduction Refinance Loan (VA IRRRL) may be for you! This streamlined, refinancing process allows VA borrowers to reduce their monthly mortgage payments, by replacing their current VA-backed mortgage …
Refinancing. You may find it to be top of mind for you if you own a home. Does the idea of lower interest rates spark your interest? How about a cash-out refinance, giving you some financial freedom to pay down debts or finance that home improvement project? Loan refinancing allows borrowers to take advantage of …
Refinance: 5 Ways It Can Change Your Financial Future Read More »
Rates are HISTORICALLY low! Now you’re asking yourself, is it a good time to refinance? Even if you just purchased your home within the last year, it might be feasible to refinance now and lock in at a lower interest rate. Refinancing can help you lower your payment, shorten your mortgage duration (possibly move from …
Refinance? Is it too soon? How long should I wait? Read More »
Here at Future Home Loans, we understand the importance of digital flexibility. And with that, comes the ability to pursue and complete most things we could do in person, but online. We totally understand not wanting to drop what you’re doing and come in person to deliver some paperwork and nor should you…it’s 2020 after …
Are you ready to buy your first/next home? One of the first steps is to secure a mortgage. This process can be stressful and overwhelming. Where do you start? What do you need for the process? Are you getting the best service? Are you getting the best rate? Do you have an advocate working with …
Forbearance and Your Mortgage: Why You Should Maybe Reconsider Due to the COVID-19 Pandemic, mortgage forbearance has been front of mind for many homeowners. For those individuals that have recently experienced job loss, or loss of income due to the COVID-19 Pandemic, loan companies are now offering mortgage forbearance. Forbearance, an agreement with your mortgage …
Reasons to Refinance When Rates are Rising – While it may not be the right time to refinance for all homeowners, some situations make it the ideal time to refi. Here are a few scenarios where refinancing your mortgage makes sense even during times of rising rates.
Although it may seem counter-intuitive to take out “another loan” on your home, a second mortgage is a way for you to tap into your resources without selling your home.
