The market is hot! Jacksonville homes are turning over rapidly, thus making the importance of working with local professionals who get the job done right more important than ever. Many individuals do not know where to turn when they are buying in a competitive market… enter Future Home Loans, your North Florida Jacksonville-based and veteran owned mortgage broker. We have over 1000+ five-star online testimonials, are A+ accredited through the Better Business Bureau, and work with local title companies, realtors, and appraisers to get your new home closed on regardless of market conditions.
We work with multiple lending institutions with each offering unique and different products and rates — allowing our team to obtain you the best available rate for your unique financing needs. So why work with a local mortgage broker, such as Future Home Loans? Read on to see the 3 most beneficial reasons to work with Future Home Loans, your local Jacksonville mortgage broker.
Access to Lower Wholesale Rates
While you can independently shop your own rates through independent lenders, there is a big benefit to working with a local mortgage broker. We shop rates for you, meaning, we do the back work for you by putting in the time and effort to find you the right and best rate for your individual financial needs and situations. We have access to dozens of independent lenders rates, and have access to special programs at better pricing that individuals may not be able to independently access without working with a broker. Here at Future Home Loans, our mortgage brokers only have to do a single credit pull throughout the entire process to do the shopping for you. Other lending establishments may do multiple credit pulls, resulting in an affected credit score and in result, impacting your chances of getting approved.
These Neighborhoods Are Also Our Neighborhoods
When you work with Future Home Loans, you have a mortgage brokerage team with years of combined, local lending experience and success. We have over 1000+ five-star online reviews illustrating our hard work and dedication to getting the job done right. When you work with us, you work with a North Florida-based team of mortgage brokers and processors that live in the same Jacksonville and surrounding neighborhoods as you.
Your success is truly our success; we want to see you obtain the best possible rate for your unique financial situation. If you’ve been declined by big banks or independent lenders, our team may have the ability to get you approved for a rate you didn’t even anticipate was possible!
More Personalized Experience
The loan process is something our team are experts at. It’s what we do all day! We understand that this isn’t that case for the majority of our clients, and we want to ensure that you are kept up to date throughout the entire process, even if it’s something they don’t typically understand we will go the extra mile to make sure all steps are explained in the mortgage process. Because our team is locally-based, we offer you personalized services with a dedicated support team that are easily reachable whether it be through email, or a phone call! You will never be routed through a call center. Think back to when you recently called a big bank with an important financial question. Were you routed through multiple individuals, having to repetitively go over your question or concern? This isn’t an experience we want for our clients — and believe it’s not an experience you should ever have when making the largest financial decision and transaction of your lifetime! We want you to know your experience with Future Home Loans matters.
Our team is ready and eager to work for you! We are happy to be your mortgage guide through this competitive buying market. If you’re ready to get the process started, or have mortgage-related questions, get your quote today by clicking here.