Future Home Loans Logo

Broker pricing. Lender support. More take-home per deal.

We are built for high-performing Loan Officers and Brokers who want better comp, sharper pricing, and a team that helps you close more.

No hard sell. We’ll show your comp plan and transition timeline.
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Veteran-owned

Elevator icon representing modern home construction and property loans for future homeowners.

40+ wholesale lenders

NMLS #1621953

Your potential raise
Average LO increase

+$72,000

per year

40+

Lenders

0.25-0.50%

Better rates

Take the Next Step

Submit your application and have a confidential, no-pressure conversation to see if this model fits
your goals.

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Why This Model Works

Modern home loan solutions by Future Home Loans, offering personalized financing options to help you achieve your dream home. Expert advice on mortgage approval and rates.

Higher Earnings

30–50% more per loan with broker pricing.
Join Our Team 1

More Lender Options

40+ wholesale lenders with fewer overlays.
Flexible home loan solutions with competitive rates from Future Home Loans, making homeownership accessible and affordable for every borrower.

Faster Closings

Close loans faster with a dedicated LOS and guidelines desk.
Join Our Team 2

Easy Transition​

Licensing, onboarding, and setup handled for you.

What LOs Say About the Switch

Real results from loan officers and mortgage brokers who made the move

Mortgage Broker NMLS# 1217087

“I truly love working at Future Home Loans because of the incredible support and family-like culture. The leadership genuinely cares about our growth and gives us the flexibility and autonomy to run our businesses in a way that best serves our clients. With access to a wide range of lenders and programs, I’m able to provide thoughtful, customized solutions and deliver a level of service I’m really proud of. “

Loan Officer NMLS# 2584414

“I’ve only been at Future Home Loans for about a month and a half but I’ve felt supported from day one. The leadership and team provide consistent, guilt-free support, and the culture is very go-get-’em and positive which I love. Feeling blessed to be here.”

Mortgage Broker NMLS# 1012435

“I couldn’t be more blessed than to have found my way to Future Home Loans. The culture of positivity and the passion for our customers and business/referral partners is the best I have ever been around.”

Your transition, handled.

Real results from loan officers who made the move
Join Our Team 4
9-minute call
We review your current comp and pipeline.
Join Our Team 5
Comp plan
You get your exact take-home + lender fit.
Modern house exterior showcasing advanced home loan solutions by Future Home Loans for seamless property financing.
Licensing & onboarding
We handle the paperwork so you keep selling.
Join Our Team 6
First 30 days
Coaching, marketing kit, and your first ‘yes’ wins.
Avg time to first funded loan: 21 days

See the Difference

Compare Future Home Loans to your current situation

Feature

Banks
Retail Lenders
Future Home Loans
Compensation
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Fixed bonus
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Commission / splits
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30–50% more (no P&L)
Marketing support
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Minimal support
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
Limited resources
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
Dedicated team
Operational support
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Standard, slower
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Basic support
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
LOA + guideline desk
Fees / overhead
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High
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Moderate
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
Low, no hidden fees
Autonomy
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Very little
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Moderate
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Full

Feature

Other Broker
Future Home Loans

Lender Network

— —
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20–30
40+
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
20–30
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
40+
Pricing Engine
— —
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Basic
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Best-in-class
LOA Support
— —
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
Sometimes
Modern home exterior with a welcoming front door and landscaped yard, showcasing Future Home Loans' commitment to helping clients secure their dream homes.
Dedicated team
Marketing
— —
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DIY
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Full kit provided
Transition Help
— —
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Limited
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Concierge service
P&L Risk
— —
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Yes
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None

Comparisons are based on typical industry averages. Individual results may vary. Contact us for specific details about compensation and support.

We Support Brokers in All Stages of Their Career

Modern home loans and mortgage solutions tailored to help you achieve your dream home with flexible financing options and expert guidance.
New / Growing Brokers
Who it’s for
Brokers who are early in their career or actively building volume and systems.
Why this model fits them
  • Built-in operational and LOA support lets you focus on learning, selling, and closing loans
  • Proven systems, structure, and mentorship help you build consistent volume faster and avoid common early-career mistakes
Join Our Team 7
Experienced / high-volume brokers​
Who it’s for
High-volume producers seeking better margins and fewer bottlenecks
Why this model fits them
  • Higher compensation and low overhead maximize profitability at scale
  • Faster closings and deep lender access remove friction from complex deals
Modern mortgage consultation with Future Home Loans, showcasing personalized home loan solutions for first-time buyers and experienced homeowners.
Market expansion opportunities
Who it’s for
Brokers looking to expand into new states, products, or referral channels.
Why this model fits them
  • Broad lender network and guideline support enable confident entry into new markets
  • Operational infrastructure scales with growth without adding internal staff

Estimate Your Potential Earnings

(60 seconds, no data stored)
Calculate Here
Estimated Monthly Earnings

$14,000

Estimated Annual Earnings

$168,000

Many brokers use this as a starting point for discussion.

This is an estimate for illustration purposes only.

40+ Wholesale Lenders

Join Our Team 8
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.25–.50%

Below average mortgage rates*
*Based on internal comparisons

Full ops + LOAs + guideline desk

= You sell more, stress less

Common Questions

Everything you need to know about making the switch
What about EPOs (Early Payoff Penalties)?
We have industry-standard EPO policies, but they’re fair and transparent. We’ll walk through the details on your call so there are no surprises.
Yes! We offer competitive health, dental, and vision plans, plus 401(k) options. Benefits kick in after 30 days.
Our transition concierge handles all the paperwork. Most LOs are fully licensed and selling within 2 weeks. We cover licensing fees for the first year.
Absolutely. We’ll help you transition any loans in process. Many LOs close their first Future Home Loans deal within 21 days of starting.
None. Unlike some broker models, you have zero P&L responsibility. Focus on selling—we handle the rest.