Future Financial LLC DBA Future Home Loans supports Equal Housing Opportunity NMLS ID# 1621953 (http://www.nmlsconsumeraccess.org/) | 1-855-665-7123 | Interest rates and products are subject to change without notice and may or may not be available at the time of mortgage commitment or at the time of rate lock. Borrowers must qualify for all benefits. 315 11th Ave North Jacksonville Beach, FL 32250 THE PRINCIPAL AND INTEREST PAYMENT ON A $202,800 30-YEAR FIXED-RATE VA LOAN AT AN INTEREST RATE OF 2.25% AND 80% LOAN-TO-VALUE (LTV) IS $775.20. THE ANNUAL PERCENTAGE RATE (APR) IS 2.496% WITH ESTIMATED FINANCE CHARGES OF $6,500, WHICH INCLUDES A FUNDING FEE PAID AT CLOSING AS DETERMINED BY VA GUIDELINES. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. THE APR IS CALCULATED USING THE ACTUARIAL METHOD. RATES ARE CURRENT AS OF 06/24/2020. SOME EXCLUSIONS MAY APPLY. UNITED WHOLESALE MORTGAGE IS NOT ENDORSED OR SPONSORED BY THE DEPT. OF VETERANS AFFAIRS OR ANY GOVERNMENT AGENCY. Conventional rate disclosure THE PRINCIPAL AND INTEREST PAYMENT ON A $250000 30-YEAR FIXED-RATE LOAN AT 2.75% AND 95% LOAN-TO-VALUE (LTV) IS $1,106.02. THE ANNUAL PERCENTAGE RATE (APR) IS 3.163% WITH ESTIMATED FINANCE CHARGES OF $6000. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 06/19/2020. THE APR IS CALCULATED USING THE ACTUARIAL METHOD. SOME EXCLUSIONS MAY APPLY. Not all will qualify. Rates, terms and fees may change at any time without notice. Loan not available directly through UWM; You must use a licensed mortgage broker such as Future Home Loans to obtain financing. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines and are subject to credit approval. Get an actual Loan Estimate from a Future Home Loans Mortgage Broker for loan terms, conditions and fees.”